01
Family Law
Separation, divorce, parenting and support — handled with clarity when things are hardest.
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Residential Law
Your first home, or your fifth, closed properly.
Overview
Residential purchases, sales, refinances and new builds — start to close.
Residential closings look routine right up until something is wrong with the title, the builder's statement of adjustments has charges nobody mentioned, or the lender's instructions arrive the day before closing. We do this work every week, we know where it goes wrong, and we keep you ahead of the dates rather than chasing them.
Residential LawBuzi Law · Ontario
When to call
Any of these apply?
If one of these is true, the conversation is worth having now rather than after the next step is taken.
- Your offer was accepted and closing is set
- You signed on a new build in the last ten days
- You are a first-time buyer and unsure about rebates
- You are adding or removing someone from title
- The lender's commitment has conditions you do not understand
- The property has an addition, pool or shed you cannot see permits for
What we handle
The work, specifically.
01
Resale purchases and sales
Agreement review, requisitions, title search, adjustments and closing.
02
New build and pre-construction
Reviewing builder agreements within the cooling-off period, Tarion coverage, and interim occupancy.
03
Refinancing and switches
Discharging the old mortgage and registering the new one without a gap in coverage.
04
Adding or removing an owner
Transfers between spouses, family members and estates, including the land transfer tax consequences.
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Title insurance
Arranging coverage and explaining, in plain language, what it does and does not protect you from.
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First-time buyers
Land transfer tax rebates, deposit and closing-cost planning, and a walk-through of what closing day actually involves.
Who we act for
The people on this file.
01
First-time buyers
Walked through the whole process, including the land transfer tax rebates and what closing day actually involves.
02
Move-up and downsizing owners
Where a sale and a purchase have to close on the same day and the bridge financing has to line up.
03
Families restructuring title
Adding a spouse, removing a former one, or transferring to or from a parent — with the tax consequences explained first.
How it runs
From first call to closed file.
01
Retain early
The moment the offer is firm — or within the rescission period on a new build, which is where the real leverage is.
02
Search and review
Title, executions, work orders, open permits and zoning, plus the condominium status certificate where one applies.
03
Money and mortgage
Satisfying lender conditions, arranging title insurance, and giving you the exact figure to wire and when.
04
Close and hand over
Registration, keys, and a reporting letter with everything you will need if you sell or refinance later.
Fees
What this costs
Fixed legal fee plus disbursements for standard residential purchases, sales and refinances. You receive an all-in figure — legal fee, disbursements, title insurance, land transfer tax and adjustments — well before closing, so the number on the day is the number you were quoted.
Get a written estimateQuestions
Answered plainly.
Ontario gives buyers of new freehold homes and new condominiums a statutory rescission period after signing — ten days for a new condominium. It exists so a lawyer can review the agreement. It is short, and it is the single best opportunity you will have.
Yes. Ontario offers a land transfer tax refund for eligible first-time buyers, and Toronto offers a further municipal rebate. Eligibility has real conditions attached, so it is worth confirming before you budget around it.
As soon as your offer is accepted, and before signing on a new build. Waiting until the week of closing removes most of the options for fixing anything we find.
Funds and documents are exchanged electronically between the lawyers, the transfer and mortgage are registered, and keys are released once registration is complete. Most of the work happened in the weeks before — closing day itself should be quiet.
For a condominium, yes. It discloses the corporation's finances, reserve fund, any special assessments, lawsuits and rule breaches attached to the unit. Reviewing it is how you find out the building has a pending assessment before it becomes yours.
You have remedies, but they take time and money, and none of them get you the keys on the day you booked the movers. This is one of the reasons the requisition stage matters — most failures to close are visible in advance.
Related
Other practice areas.
02
Real Estate Law
Purchases, sales, refinancing, title, mortgage enforcement and power of sale.
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03
Estate Law
Wills, powers of attorney, probate and the administration of an estate.
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Speak with a lawyer
Tell us what happened.
We will tell you where you stand.
A short conversation costs nothing and usually saves a great deal. You will get a straight answer about whether you have a matter, what it is likely to involve, and what it will cost.